HOME LOANS

New Jersey Home Mortgages
From Gibraltar Bank – A New Jersey Community Bank

From Gibraltar Bank

Owning a home can be one of the most rewarding experiences of your life. It can also be one of the most expensive purchases you'll ever make. Having the right mortgage loan will not only make the dream a reality, but it can also ensure that you can afford it.

Mortgage

  • No points
  • 10, 15, 20, 25 and 30-year fixed-rate terms available
  • For borrowers who want a fixed payment schedule every month

First-Time Home Buyer

  • No points
  • Origination fee refunded at closing

Adjustable-Rate Mortgage

  • Lower initial rate allowing for lower monthly payments
  • Terms from 3/1, 5/1 and 7/1 available
  • Annual percentage rate subject to adjustment after the initial change date

Jumbo Home Loan
  • For larger mortgage loans (above conventional conforming loan limits
  • Fixed or adjustable rates
  • Loan amounts up to 1 million
  • Purchase, rate/term refinance, and cash-out refinance options for primary residences

Eligible Property Types

Single family, condos and Planned Unit Developments (PUD)

FHA Loans

  • FHA Mortgage programs are available with as little as a 3.5% down payment for purchases
  • FHA Streamline refinances are available with or without cash-out

For rates and information on our loan programs, call 888-472-1819

Programs only available to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply.

Click here for current rates.

Click here for Frequently Asked Questions & Answers about Home Loans.

Apply today! To inquire about a New Jersey mortgage loan, visit your local Gibraltar Bank branch or contact us for more information.

 
 

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