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Current RatesLOAN RATESAPY (Annual Percentage Yield) and (APR) Annual Percentage Rate
is accurate as of 05/10/07.*
Rates Subject to Change Without Notice.
|
Loan Rates |
Term |
Rate |
APR |
|
Fixed Rate Primary Residence |
10 Year
15 Year
20 Year
30 Year |
5.750%
5.875%
6.000%
6.250% |
6.741%
6.885%
6.063%
6.303% | |
Fixed Rate Home Equity Loan Products |
5 Year
10 Year
15 Year
20 Year |
5.500%
6.000%
6.375%
6.625% |
5.500%
6.000%
6.375%
6.625% | |
Commercial |
Call 973-515-0885 |
|
| |
Construction |
Call 973-515-0885 |
|
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Money Market Accounts
|
Amount |
Rate |
APY | |
Tier 6 |
$100,000 & above |
4.41% |
4.50% |
|
Tier 5 |
$75,000 - $99,999,99 |
4.17% |
4.25% | |
Tier 4 |
$50,000 - $74,999.99 |
3.30% |
3.25% | |
Tier 3 |
$25,000 - $49,999.99 |
2.72% |
2.75 | |
Tier 2 |
$2,500 - $24,999.99 |
2.47% |
2.50% | |
Tier 1 |
$500 - $2,499.99 |
1.00% |
1.00% |
SAVINGS RATES |
Description |
Rate |
APY* | |
7-31 Day CD |
1.00% |
1.00% | |
91 Day CD |
2.96% |
3.00% | |
6-month CD |
2.96% |
3.00% | |
9-month CD |
3.06% |
3.10% | |
12-month CD |
3.20% |
3.25% | |
13-month CD |
4.02% |
4.10% | |
18-month CD |
4.51% |
4.60% | |
24-month CD |
4.65% |
4.75% | |
30-month CD |
3.69% |
3.75% | |
36-month CD |
3.69% |
3.75% | |
48-month CD |
3.69% |
3.75% | |
60-month CD |
3.69% |
3.75% | |
IRA (18-month term/$100 min.) |
5.35% |
5.46% | |
Passbook Savings |
1.00% |
1.00% | |
Statement Savings ($200 min) |
1.00% |
1.00% | |
Statement Savings ($5000 min) |
1.49% |
1.50% | |
Red Carpet Checking Plus ($500 min) |
2.96% |
3.00% |
*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest. Telephone Banking: 24/7 Call 201-447-3600 Access Code 446#
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