Your banking session is over a 128-bit secure socket layer connection. When you hit submit or send, the file traveling over the Internet is sent and received encrypted. If someone intercepts the file, they cannot read it. For this to work, it requires that you use a computer and Internet browser that can support 128-bit encryption. The most current browser versions are typically more secure and will support 128 bit encryption. Our Internet Branch Site supports the most current version of popular browsers, such as Microsoft Internet Explorer, Mozilla/Firefox, Netscape Navigator/Communicator, or AOL’s browser.
Enabling and requiring that the communication link between your computer and our site is encrypted is how we protect you while you Bank Online with us.
Isn’t this enough? No.
PCs are vulnerable to key loggers and Trojan horse programs that are designed to capture keystrokes that reveal online banking log-ins, passwords and payment card information as it is entered. Having an encrypted session does NOT protect you from a program on YOUR PC from capturing your keystrokes.
To protect against this, the most current versions of Anti-Virus and Anti-Spyware Programs with the vendors’ up-to-date virus definition files and spyware resource files must be installed, running, scanning, and cleaning in real-time mode on the computer from which you will be Banking On-Line, even if you're just taking a balance inquiry. Full Anti-Virus and Anti-Spyware scans of the hard drive should be run regularly on the computer, and recently before using the computer to access your accounts. Any infections should be cleaned (deleted).
Following Anti-Virus and Anti-Spyware requirements is how You protect yourself. We do not accept any responsibility or liability arising from your failure to follow sound security practices for banking with us via the Internet.
Using an unknown PC, such as one in an Internet Café, and entering personal information into it is not a sound practice. We strongly recommend against Internet Banking or engaging in any other financial transaction on a computer that is not your own or that you are unable to determine whether it has been properly secured against viruses and spyware.
