Gibraltar accounts
earn your loyalty
each day.
Combined, our
customer friendly processes reduce and help mitigate
NSF (non-sufficient funds) occurrences for our
checking customers. Here's how:
Deposits made at a teller window by branch lobby closing, Monday through Friday, are credited the same day.
We pay EFT/ACH items first, by order of smallest amount first, then drafts and checks, smallest item
first.
You get up-to-the-minute account management with account updating at time of ATM,
point-of-sale, online, & teller transactions.
As a courtesy to our consumer customers we waive one charge back, NSF, or uncollected item FEE assessed by us per calendar year. One fee waiver per calendar year.
We don't charge a fee to our customers when they use another institution's ATM.
Benefit from lower service charges and fees and qualify for higher interest rates on time accounts, savings accounts, and interest bearing checking accounts at lower minimum balances.
Member
FDIC. Deposits insured by the Federal Deposit Insurance Corporation to at least $250,000 for each depositor (temporary increase through 12/31/2013, click on the link for the 5/2009 update from the FDIC).
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Gibraltar MORTGAGES STAND OUT
This is a buyer's market and we have money to lend for your home purchase. Now's also the time to refinance to a lower rate!!!
Click on the red house to find out how to benefit from our residential mortgage loan programs.
Gibraltar HOME EQUITY LOANS
new HE fixed rates from 5.500% APR to 6.625% APR and
HELOCs are currently 5.000% APR
LIFE OF LOAN. Beat That.
as of 06/12/09 for 1-4 family/condo owner occupied residences. Rates subject to change without notice. HELOC Rate reprices using a specified Index (Wall Street Journal Prime) to a margin that won't change for the life of the loan. The margin adjustment depends on the program. (currently on new loans this is plus: 1.00%. Our Interest Only HELOC is plus 1.50%) Click on "Now's the Time..." for details on these and other programs.
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providing online services to our fellow NJ residents
Please take a moment to read our PC Security Requirements
for a secure Banking session.
Have you received any
e-mail from us lately? Any calls? Offers in the mail?
Go to official FREE ANNUAL CREDIT REPORT site
NOTICE [of change in terms] last posted 6/5/2009
Gibraltar Bank.
Offering excellent rates and convenient services since 1909, with brick and mortar branch offices
that take deposits and make loans in the state of New Jersey.
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